everybody says ‘today is crisis’. ‘today though is also an evolution’ and ‘tomorrow is a progress’. not the one defined two or three years ago. rules are changing and the future will present to us with a different face, built based on other assumptions and rules. what we thought and planned yesterday is no more valid for tomorrow and the future predicted and modelled financially is not happening anymore. we see today crisis as a catalyser for a new progress. a new evolution curve has started to build. we thus accentuate the importance of re-evaluating the capital (people, equities, finan ...